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How To Save On Commercial Auto Insurance In The Off Season Seasonal businesses havedifferent auto insurance needs than most people. Find if Progressive can save you money.

Ever mowed a lawn in January? Or plowed a snowy driveway on a hot July day? If you own and operate a seasonal business, chances are you aren't working in the off-season, so the insurance you carry should be different than what you carry in season. Leading commercial auto insurers like Progressive offer seasonal insurance for businesses like landscapers, snowplow drivers, ice cream truck owners, and more. These coverages allow you to customize your commercial auto insurance based on when your business is running on all cylinders and when it's not. Progressive offers these tips for getting the most out of your policy in the off season: If your vehicle will be parked during the ofCarolina drivers will share in $50 million worth of refunds under an agreement announced Wednesday that will roll back private auto insurance rates to 2006 levels and freeze them for two years.State Insurance Commissioner Wayne Goodwin said some drivers will be receiving refund checks in the middle of next year. Rate changes go into effect Nov. 1 and are retroactive tof-season, you may think you should cancel that vehicle's insurance during that time. But if you'd like to protect your vehicle and still save a little money, just switch your insurance to a Comprehensive-only policy. This will give you basic protection against incidents like vandalism, theft, falling tree branches and hail. A Comprehensive-only policy also gives you the bonus of having continuous insurance coverage. If you drop your insurance completely, you may pay significantly more to get a new policy when in season rolls around because most insurance companies want to see proof of continuous coverage.If you plan to drive your work truck or other vehicles for personal use during the off season, let your insurance carrier know. They can adjust your policy to reflect personal use, which can be less expensive while still providing coverage. A local independent agent can help you determine which coverages are right for you and your business. To learn more or find an agent near you, visit Even though you wouldn't mow a lawn in winter or plow a snowy driveway in summer, you still need to insure your equipment year-round.One or more insurance cards containing the make, model, model year and vehicle identification number of the insured trade-in vehicle but only if, taken together, the cards display on their face a continuous one-year period of insurance coverage.Insurance policy documents showing the aforementioned information. A signed letter, on insurance company letterhead, identifying the trade-in’s vehicle identification information ayear and and the period of continuous coverage, which must be for at least one year prior to the date of the trade-in.President Obama signed into law the Consumer Assistance to Recycle and Save Act of, which created on as a way to encourage Americans to help pay for the purchase or lease of a new, more fuel-efficient car or truck via credits of either when trading in a less fuel-efficient car or truck.transaction the car dealer must submit to NHTSA the trade-in vehicle’s proof of insurance when requesting reimbursement from the federal government. The new vehicle must also have a manufacturer’s suggested retail price ofor less to be eligible for purchase or lease under the or earlier, if the $1 billion authorized for the initiative has been exhausted before that time.etter, on insurance company letterhead, identifying the trade in’s vehicle identification information and the period of continuous coverage, which must be for at least one year prior to the date of the trade-in.I love to see people accomplish their dreams and it looks like Fisker is doing just that. Henrik Fisker and his company is continuing to move forward on schedule with the launch of the Karma range-extended electric-vehicle. If all goes to plan, the Karma will be the first luxury vehicle of it's kind on the road.Other than in Fisker's commercial that displayed the Karma in motion, we've yet to see the car driving on the road. It looks like that is about to change though.How? Well a lot of automotive events are going on in Monterey, California next month. One of those is the Historic Automobile Races in California. The races are part of the car themed Monterey Weekend, where car events are taking place. Concorso Italiano kicks it off on the followed by the Monterey Historic Automobile Races on the auto advance and culminating with the Pebble Beach Concours d'Elegance on the .The Karma and it's counterpart the Karma Sunset Convertible concept will be making appearances at all three. But perhaps the most important even for Fisker will take place at the Historic Races. There the Karma is expected to complete two laps at the Laguna Seca track. Fisker is staging the appearance to build buzz about the car and to show off the vehicle in action on a track. I'm sure we'll see some pictures and probably video footage of the drive for car fans these events should make for an exciting weekend!In addition, for each of the three options, the consumer must certify that the trade-in vehicle has been continuously insured for the requisite period,” the NHTSA rules state. The agency, a part of the . Department of Transportation, consulted with the American Insurance Association, the National Association of Mutual Insurance Companies and the Property Casualty Insurers Association of America while developing the program eligibility requirementsAuto insurers will play an important role facilitating a program which has the potential to remove from America’s roadways an estimated replacing them with newer, more fuel-efficient vehicles,” said Dr. Robert Hartwig, president of the. and an economist. Hartwig added that car buyers should consult with their insurer or agent to make sure that their new vehicle is properly insured. “In many cases, the new vehicle will require coverages such as collision and comprehensive that may have been dropped on the older trade-in,” he noted.s a nonprofit, communications organization supported by the insurance industry Auto insurers will play an important role facilitating a program which has the potential to remove from America’s roadways an estimated replacing them with newer, more fuel-efficient vehicles,” said Dr. Robert Hartwig, president of the and an economist. Hartwig added that car buyers should consult with their insurer or agent to make sure that their new vehicle is properly insured. “In many cases, the new vehicle will require coverages such as collision and comprehensive that may have been dropped on the older trade-in,” he noted.